We dreamt it. So, we built it. We transformed how banks run their reward programs. Our culture is customer centric, and we are focused in delivering high value experiences for everyone.
Just like muscles connect limbs to joints . Our AI solutions enable smarter redemptions for better customer engagement connecting every user with personalized reward opportunities so banks can drive profitable loyalty programs and change people’s lives.
We are a team of passionate individuals who previously worked for Banks, Cloud Providers, Startups and software development companies.
Improve profitability by optimizing redemption costs.
Drive 1:1 personalized offers to every cardholder.
Create unique points & cash combinations that increase probability of points redemption.
We are ready to go! Our average integration takes 6 weeks with minimal IT resources from the bank.
Improve profitability by optimizing redemption costs.
Drive 1:1 personalized offers to every cardholder, increasing redemption rate.
Create unique points & cash combinations that increase probability of points redemption and saves money for the financial institution.
We are ready to go! Our seamlessly integration makes it easy to get started.
Improve profitability
by optimizing redemption costs.
Drive 1:1 personalized offers to every cardholder, increasing redemption rate.
Muscle is ready to go! Our seamlessly integration makes it easy to get started.
Muscle's proprietary algorithm creates unique points & cash combinations that increase probability of points redemption and saves money for the financial institution.
We empower banks to create customized digital experiences and build commercial relationships with their users — fueling redemptions, analytics, and personalization KPI’s.
Our A.I patent technology delivers results from day 1.
Helping banks run profitable and succesful loyalty programs.
We started 2 years ago with a lovely idea: change people's life with their bank rewards points. Transform the world we thought. But one idea is just the first part and alone is not enough, that's why we work hard and build an amazing team of technologists, financial experts and marketers to change the world together.
Muscle is a fintech company, empowering cardholders through their bank loyalty program. We have an amazing, white-labelled reward platform, a robust API and a ready to use browser add-on to pay with points anywhere on the web.
We created the right software and great things are happening, hundreds of companies are seeing Muscle as a trusted partner, developers, designers and technologist talked about our company culture we just need to say that great is the sum of all the parts and if you are looking for a great place for work and growth email us.
More than 3 decades of experience in Finance, Artificial Intelligence, retail banking.
Inventor and Investor
PhD in Computer Science, Master of Engineering in Operations Research. Founder and investor with 42 years of experience in software companies including Singularities.com (California), Mobilize.net (Seattle), UCenfotec.ac.cr (Costa Rica), SimMachines.com (Chicago). Founder of the first Central American venture capital fund and first private IT university in Central America.
Founder, Financial Sector, Law
Lawyer with extensive experience in the financial sector within Latin American jurisdictions. For the last 9 years he has been the Legal Director and member of the Board of Directors of BAC Credomatic, a Financial Group with operations in 10 jurisdictions and the largest regional bank in Central America. Daniel has two master's degrees, a BCL / MJur degree from the University of Oxford and an LL.M. from Harvard Law School.
Technology in financial sector
Systems Engineer with more than 28 years of experience in technology-intensive banking, finance and operations environments. Has led technology-based solutions, as well as methodologies and frameworks to support corporate strategy. For the last 10 years, he has been responsible for banking and technological transformation processes as Director of Technology at BAC Credomatic.
Retail Banking & Credit Card Business
MBA with 27 years of experience in the financial sector. During the last 3 years, Manager of Retail Banking and SMEs at BAC Credomatic in Costa Rica. 2008-2016, he was responsible for the Credit Card Business. Combining his corporate experience with the family business, as president, he has led the expansion of the family owned pallet and logistics business to Central America and the Caribbean.
We’re looking for passionate people to join us. We value flat hierarchies, clear communication, and full ownership and responsibility.
Join Us!
We’re looking for passionate people to join us. We value flat hierarchies, clear communication, and full ownership and responsibility.
